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Tuesday, August 17, 2010

Immigration Fun

Interview of Illegal Mexican Immigrant

Here is a REAL INTERVIEW with an illegal Mexican at a protest march in Texas.

This is good! Below is a good example of a discussion with a master of circular logic.

Don't be logical, don't respect the truth or your adversary, just say what you think that makes a new case when the previous case gets too difficult to defend.

Jim Moore reporting for a Houston TV station on the streets of downtown Houston

Jim: Juan, I see that you and thousands of other protesters are marching in the streets to demonstrate for your cause. Exactly what is your cause and what do you expect to accomplish by this protest?

Juan: We want our rights. We will show you how powerful we are. We will bring Houston to its knees!

Jim: What rights?

Juan: Our right to live here...legally. Our right to get all the benefits you get.

Jim: When did you come to the United States ?

Juan: Six years ago. I crossed over the border at night with seven other friends.

Jim: Why did you come?

Juan: For work I can earn as much in a month as I could in a year in Mexico. Besides, I get free health care, our Mexican children can go to school free, if I lose my job I will get Welfare, and someday I will have the Social Security. Nothing like that in Mexico!

Jim: Did you feel badly about breaking our immigration laws when you came?

Juan: No! Why should I feel bad? I have a right to be here. I have a right to amnesty. I paid lots of money for my Social Security and Green Cards.

Jim: How did you acquire those documents?

Juan: From a guy in Dallas . He charged me a lot of money too.

Jim: Did you know that those documents were forged?

Juan: It is of no matter. I have a right to be here and work.

Jim: What is the "right" you speak of?

Juan: The right of all Aliens. It is found in your Constitution. Read it!

Jim: I have read it, but I do not remember it saying anything about rights for Aliens.

Juan: It is in that part where it says that all men have Alien rights, like the right to pursue happiness.. I wasn't happy in Mexico , so I came here.

Jim: I think you are referring to the declaration of Independence and that document speaks to unalienable rights .. Not Alien rights.

Juan: Whatever.

Jim: Since you are demanding to become an American citizen, why then are you carrying a Mexican Flag?

Juan: Because I am Mexican.

Jim: But you said you want to be given amnesty ... to become a US citizen.

Juan: No. This is not what we want. This is our country, a part of Mexico that you Gringos stole from us. We want it returned to its rightful owner.

Jim: Juan, you are standing in Texas .. After winning the war with Mexico , Texas became a Republic, and later Texans voted to join the USA . It was not stolen from Mexico .

Juan: That is a Gringo lie. Texas was stolen. So was California , New Mexico and Arizona . It is just like all the other stuff you Gringos steal, like oil and babies . You are a country of thieves.

Jim: Babies? You think we steal babies?

Juan: Sure. Like from Korea and Vietnam and China . I see them all over the place. You let all these foreigners in, but try to keep us Mexicans out. How is this fair?

Jim: So, you really don't want to become an American citizen then.

Juan: I just want my rights! Everyone has a right to live, work, and speak their native language wherever and whenever they please. That's another thing we demand. All signs and official documents should be in Spanish . Teachers must teach in Spanish. Soon, more people here in Houston will speak Spanish than English. It is our right!

Jim: If I were to cross over the border into Mexico without proper documentation, what rights would I have there?

Juan: None. You would probably go to jail, but that' s different.

Jim: How is it different? You said everyone has the right to live wherever they please.

Juan: You Gringos are a bunch of land grabbing thieves. Now you want Mexico too? Mexico has its rights. You Gringos have no rights in Mexico . Why would you want to go there anyway? There is no free medical service, schools, or welfare there for foreigners such as you. You cannot even own land in my country. Stay in the country of your birth.

Jim: I can see that there is no way that we can agree on this issue. Thank you for your comments.

Juan: Viva Mexico !

Friday, August 13, 2010

New thoughts on the Afterlife

Thoughts on the Zombie Apocalypse:

A funny idea was brought up at the office one morning during a discussion on cremation over burial. The girls were talking about what their family thought about cremation and one of them claimed their husband was against it because of the Second Coming. He claimed that when Jesus came back, his wife could not be resurrected due to her body no longer having a human form, but instead was a bunch of ashes dissolved into the ocean or earth. I chimed in that it may be better to be resurrected as ash than as a walking corpse who, depending on how well the undertaker did his job, might be in some form of decay. According to the woman’s husband, essentially the Second Coming would be signified by a vast amount of zombies walking the earth. Does this mean that Jesus will bring about the Zombie Apocalypse? It’s really a terrifying thought, being resurrected by the Savior only to find out that you’re a walking corpse; essentially a zombie.

Surely someone as powerful and intelligent as Jesus Christ would know better than to breathe life into partially, or even fully decomposed bodies, even if we did retain our memories and soul. Maybe the movies all got it wrong, what if the zombies are the “good guys” and the survivors are the “bad guys.” I’ve thought this entire time that, when the zombies come, I would have to gather the survivors and make my way to the ocean, gathering supplies and ordinance, in order to defend the last vestige of mankind from the walking dead. What if I carve a path through the land of zombies all the way to the Atlantic before I realize that all the undead I have slaughtered are actually God’s People resurrected? Could I even resist such a thing, after being conditioned by Robert Romero and all the others who have made zombie movies off of which I base my strategies? I’ve hardened myself to the grim reality that the Zombie Apocalypse presents for society as a whole: the crumbling of infrastructure, the loss of loved ones to unspeakable evil and the idea that a head-shot could meant the difference between life and death; but I had never given thought to the idea that it would all be brought about by the Second Coming, or that the Rapture might leave us all with a world dominated by the skeletal remains of Abraham Lincoln. Strategies will certainly have to be reworked at this point, anyways.Honestly, now that you’ve brought this up I’m shocked that nobody else has ever addressed this issue. Why aren’t religious leaders informing us of this?

First Reply..........

Why aren’t Republicans using this against Obama? If Obama was as smart as he thinks he is he would jump all over this and make it an issue leading up to his reelection campaign. I think there is a conspiracy to keep us from knowing the truth about zombies and the apocalypse.

It is comforting to know that we have you on the government payroll thinking about important issues like this.


However, you do make a few statements need a little deeper thought.

For instance, your concern that you would “carve a path through the land of zombies all the way to the Atlantic before I realize that all the undead I have slaughtered are actually God’s People resurrected?”. I don’t mean to offend your prowess as a fighter but what experience in your past leads you to believe you could even carve a path down your driveway before being mowed down by a pack of rampaging zombies? I doubt if you even really know how to kill the undead. And if the undead get redead don’t they just get raised again? Plus, maybe you should consider the fact that once you are killed you might arise as one of the zombies you seem hellbent on carving thru. Then you will look at guys who have your attitude as being quite unenlightened.

Second, the thought that Jesus can’t resurrect a cremated body is absurd. What about people who have been incinerated in wrecks or by bombs or by accidental meth lab explosions? It seems unfair to say that a soldier who was hit by a bomb has forfeited his chance at the good life beyond the grave. In fact, 99% of the population could use a new physical form. I think the Man In The Sky would give the resurrected an upgraded body that is more appreciated by society as a whole. You don’t want to spend eternity always feeling like you need to work out more or be careful what you eat, or constantly feeling like you need some cosmetic surgery. Who will even perform cosmetic surgeries in the afterlife? Has anybody thought about that?

And do you really think it would be better to be resurrected as ash? You wouldn’t even be able to turn on a tv or drive a car or drink beer. And don’t expect to get any dates. Plus, you would always have to rely on someone pouring beer on you. Think about how you would suffer if you couldn’t drink beer by yourself for eternity. Clearly it is better to have a functional decayed corpse than be a pile of ashes.




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Wednesday, August 4, 2010

Thoughts on Racism and Illegal Immigration

I've been reading some articles on the new AZ law and have some thoughts to share:




If you want to exterminate any aspect of racial profiling; make sure no actions are ever committed that would insinuate racial motivation, then this is what we have to resort to:

1) We cannot ever arrest, accuse, or imprison an unequal amount of people from each race. If 20 white people are pulled over for a traffic violation in a day and 19 hispanics have already been pulled over, then we have to pull over exactly 1 more hispanic by the end of the day, no more no less, despite the severity.

2) We have to assign every single person a defining race, which will have to be very generic for logistic purposes. It doesn't matter if you're from Mexico or Brazil, you're in the same group. If you're from Spain or Portugal, you get thrown in the European group, even if your family has been here for 180 years. If you're from a mixed race family, then we have to determine exactly which race is most dominant in order to classify you.

3) We have to have an equal amount of inmates from each race in prison. If we bring in 2 extra Asian Americans, then we have to go out and "find" 2 more of every other race, maiking up crimes if we have to in order to preserve equality. There must also be an equal amount of guards from each race and a complex matrix to make sure that each inmate shares an equal amount of time with inmates from each race to avoid segregation.

4) Every single person must carry at least 3 forms of documentation to provide authorities to show that they are legal immigrants upon asking, including those from the Native American group. If an officer pulls over a Native American and asks for documentation, he must then spend the rest of his day meticulously finding someone from every other racial group to pull over and question, even if said officer lives in a remote Wyoming village. Said officer must immediately be fired and replaced if he/she fails to meet the racial quota by the end of the day for being a bigot.

5) I could go on, but you get the picture. I'm not saying racism and profiling don't exist, but if we accuse everyone out there of being racist and profiling a certain race without looking at the context of the situation, these are the kind of reforms we have to look forward to. Sometimes pulling over a dark-skinned person and inquiring about their legal status, in a state that has an apparent problem with illegal Hispanics, isn't so much racial profiling as it is logic. And these legals getting swept up, are they being beaten and imprisoned indefinately, or are they simply being inconvenienced? If I got asked for my ID by a black police officer who wanted to make sure I wasn't an illegal from Ireland, I seriously doubt I would throw such a fuss about it

Wednesday, July 28, 2010

Is divorce insurance the next step?

This is an interesting article I found through businessweek.com that talks about a possible new type of insurance being offered: insurance for divorces. What do you think about this? Do you think it sounds like a good idea? Read below and decide for yourself.



Divorce insurance could be coming soon
Date posted: April 23rd, 2010 5:05 PM
By Karen Caffarini, Life Quotes, Inc.

Insurance policies help keep people on a sound financial footing when all sorts of catastrophes strike – floods, death of a spouse, even job loss. One insurance maverick wants to add another catastrophe to the list—divorce.

“Divorce creates a financial burden on both spouses and families, especially women, many of whom find themselves falling below the poverty line,” says John Logan, chairman and CEO of SafeGuard Guaranty Corp. in Apex, N.C., who says he will have a divorce policy on the market within several months.

The benefits from divorce insurance would cover anything involved in the divorce proceedings ranging from legal fees to starting a new household.

“All we do is write the check, we don’t tell them how to spend it,” says Logan.

Logan’s policy would be sold as a surplus line product, which means that these products generally insure risks not covered by standard lines of insurance.

Surplus line products are specialty insurances provided by insurance companies such as Lloyd’s of London and Chubb Group of Insurance Companies that will cover just about anything at a cost.

Logan’s product would be offered to anyone willing to pay for it, including those with several divorces under their belt, but there’s a catch. The policy has a 48-month elimination period where the policyholder cannot file a claim, but would still be responsible for paying the premiums.

“It would work like a term policy in that it would pay once the divorce is finalized and only then,” explains Logan.

Logan says divorce insurance also shares similarities with property and casualty policies.


“The available claim amount increases over time,” says Logan. “It automatically renews every year and each year it goes up $250 per unit of insurance.”

Logan notes that there would be no incentive to hold on to the policy if the benefit didn’t increase.

“They would eventually find themselves under water and would get back less than they paid in,” says Logan.

Logan has not released rates yet, but says the cost would vary from less than $1 a day for a base policy of $1,250 to more depending on how much insurance the policyholder would want to buy. He adds that the product varies from $1,250 to $2 million in coverage.

Other insurance professionals and actuaries agree divorce is a catastrophic event and personal risk for the parties involved. Still, they wonder if Logan’s model will work, and if divorce insurance of any kind should even be offered.

“Insurance is meant to cover bad things that happen due to fortuitous events such as a fire, accident, etc. Divorce is not a fortuitous event; one or two parties are making that decision,” says Bob Wolf, an actuary for the Society of Actuaries (SOA).

Wolf says insurance works for two reasons: large numbers of clients and a proper pool of high and low risk clients. With a 52 percent divorce rate, the numbers are there. However, he says this insurance would attract those most prone to getting a divorce. “That’s where it would fail, actuarially speaking,” Wolf says.

Brian Ashe, past chairman of the Life and Health Insurance Foundation for Education, says there are questions surrounding Logan’s policy that should be raised: How can you be sure the policy is not misused by a couple in a financial pickle who will pretend to divorce just for the money; can you define the risks involved and can you design a policy that is responsive to those risks?

James Hunt, an actuary with Consumer Federation of America, was harsher. “It sounds actuarially unsound. It sounds totally improbable.”

Logan is not worried about possible fraud, saying divorce is a very expensive process that no one flippantly contemplates. He says there is no risk of running out of money to pay claims.

“Even if everyone got divorced on the same day, no one can make a claim in the first four years. That is a lot of revenue,” he says.

Insurance tips for divorcees
Ashe of the LIFE Foundation offers these five tips for the newly divorced.

1. It’s more important than ever to make sure both parents have life insurance policies with one or both including the children as beneficiaries. Ashe says the ex’s new spouse may not spend their life insurance money wisely, or name their own children or a new spouse should they remarry, as sole beneficiaries. This could mean your money would go to someone entirely different and leave your children out in the cold. If your children are young, he suggests putting money in a trust with a third party as trustee, until they become adults. This puts a trustee in charge of determining whom the money should go to and how that money should be allocated based on the wishes of their client.

2. Have your spouse obtain term life insurance, with you or your children as beneficiaries as part of the divorce settlement. Ashe says when a person dies, they no longer are responsible for child support payments. A term policy would provide money needed to fill that void. Ashe says the policy could be for five to 15 years, depending on the age of your children at the time of divorce, making it relatively inexpensive, especially if your spouse is healthy.

3. If your divorce agreement does require life insurance benefits for you, check annually to make sure the premiums are being paid, the policy is still in force and you are still the beneficiary. Ashe says the insurance company should send a notice if the premium is about to lapse.

4. Don’t forget group life insurance benefits through your employer. Ashe says people often forget to change their beneficiary on these policies after divorce, which means the children could end up being disinherited.

5. Buy long-term care insurance. Because women usually live longer than men, more of them end up in nursing homes, which could cost $6,000 to $7,000 a month, Ashe says. This would ensure you don’t end up impoverished in your final years.

This article was originally published at Life Quotes, Inc.

Tuesday, July 27, 2010

Scams resulting from Obama's healthcare reform

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Health care reform scams on the rise

by: PHIL MULKINS World Action Line Editor
Friday, July 23, 2010
7/23/2010 7:40:15 AM

Dear Action Line: Does the new health insurance reform law require seniors to buy something called "Obama-Care Supplemental Insurance?" My mother was approached about this outside her church by a man in a suit and tie. — L.T., Tulsa

ObamaCare scams: Health insurance reform was just signed into law March 23, and already scam artists are using this to trick consumers into buying bogus health-insurance products and services, says a consumer alert issued April 16 by Arkansas Attorney General Dustin McDaniel. He has received reports of this taking place in Arkansas, meaning it is likely such scams will surface here as well.

One involves "insurance agents" going door to door, selling policies, claiming they are "with 'ObamaCare' " and "representing the Federal Government." These strolling tricksters exclusively target seniors at their front doors, uninvited and not expected.

They say the consumer "must purchase some type of insurance policy to meet coverage requirements" citing the new health care reform law. The consumer is then sold an insurance plan. The consumer is often told the insurance must be purchased within a limited-enrollment period that ends soon. The consumer buys unnecessary, inappropriate and overpriced insurance and has given out personal information that might be used fraudulently.

No G-man insurance: McDaniel warned consumers that neither the state nor federal government is going door to door selling insurance and it is not calling people to sell insurance. Beware of high-pressure sales tactics and the phrases "limited-time offer" or plans "required by the new health care act." If someone claims to be a government representative and you are uncertain of his identity, ask to see credentials, or simply say "no thanks" and close and lock the door.

Scare e-mails: A rash of bogus e-mails concerning the health insurance reform act is circling the Internet. See Politifact.com's "E-mail 'analysis' of health bill needs a check-up" at tulsaworld.com/healthinsscareemail.

Skinny on health insurance reform: See "Frequently Asked Questions about Health Insurance Reform" at tulsaworld.com/faqhealthinsreform and Oklahoma Insurance Commissioner Kim Holland's webpage "Patient Protection and Affordable Care Act" at tulsaworld.com/oidppaca. For an independent point of view see the Foundation for Health Coverage Education info on the health insurance reform act at tulsaworld.com/hce.
Original Print Headline: Health care reform scams on the rise
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Submit Action Line questions by calling 699-8888, by e-mailing phil.mulkins@tulsaworld.com or by mailing it to Tulsa World Action Line, PO Box 1770, Tulsa, OK 74102-1770.

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Copyright © 2010, World Publishing Co. All rights reserved

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Thursday, July 22, 2010

Insurance Issues

I have heard rumors of huge rate increases in homeowner rates from some of Oklahoma's largest insurers. State Farm and Farm Bureau are the latest to file for double digit rate increases. Check your policy before renewal.

Points of view Sam Kinison would appreciate.

-- It is
> stunning how we waste water in
> this country when so many poor Africans have to walk 10
> miles just to get a
> drink of clean water. They would think it was terrible that
> you were wasting
> the water. Then again, I would probably tell them to move
> where the effin
> water is and stop walking so much. They live in stick
> shacks anyway -
> carry the sticks to the water and set up shop there. If
> it bothers you so much
> to waste water I think you should only bathe once a
> month.

Random thoughts from a Waitress

We were
> talking about working at
> restaurants and tips, when Karen began to talk about how
> she made tips
> “back in the day.” She said she used to make
> a lot off of the
> drunken chicken fighters who came in after the chicken
> fights. Now either she
> used to waitress down in Mexico
> or in the U.S.
> back in the roaring 20’s. Waitresses here in
> Stillwater
> wait until game days to make the really big tips;
> waitresses at the Lucky 77
> Café bide their time until the second Saturday of every
> month for the drunken
> cock fights

Office Thoughts from my Nephew

> Is 4:45 p.m.
> to late to fill up my
> cup with water? There’s no way I’m going to
> drink it all before I
> go home. 2 days ago I wasn’t paying any attention
> to the time, because I
> actually had something pressing to finish, and I filled up
> my cup way late in
> the day. Come 5 o’clock, I’m pouring out an
> entire cup of cold,
> refreshing H2O that’s so crisp I nearly tear up as I
> watch it tumble into
> the burnished metal sink, which some diligent soul has
> polished to a high sheen
> simply so I can abuse its dry serenity with my wasteful
> water. It was nearly
> as horrid as pouring out fresh beer, yet not nearly as
> frowned upon here in
> Stillwater